Legal
Legal documents
The policies, terms, and notices that govern your use of Opefin. Read the global baseline documents together with the notice for your country.
Questions? Contact privacy@opefin.com.
Global policies
The baseline documents that apply to everyone using Opefin, in every jurisdiction.
Global Privacy Policy
How Opefin collects, uses, shares, and retains your personal information across all jurisdictions.
Global General Terms
The foundation document governing all Opefin products and services worldwide — the base layer beneath every other term.
Global Consumer Terms
The terms that apply to consumers who use Opefin Source to generate an AML/CTF certificate.
Consent
Shown at the point you connect your bank and verify your identity.
Country-specific notices
Read alongside the global policies. These add or replace rules for your country.
NZ Privacy Notice
New Zealand additions to the Global Privacy Policy — Privacy Act 2020, CPD Act 2025, and AML/CFT Act 2009.
AU Privacy Notice
Australian additions to the Global Privacy Policy — Privacy Act 1988, the Consumer Data Right, and AML/CTF Act 2006.
NZ Consumer Terms
New Zealand additions to the Global Consumer Terms — Privacy Act 2020, CPD Act 2025, FSCL, and consumer law.
AU Consumer Terms
Australian additions to the Global Consumer Terms — Privacy Act 1988, the CDR, AFCA, and the 7-year retention override.